Travelling abroad is precious time spent with family and friends. But accidents can happen along the way. For a truly worry-free trip, it's worth picking a travel accident insurance plan that fits you — and Taiwan Life offers four top-tier protections!

Protection 1: full-trip coverage for accidental death and disability overseas

Unlike the free travel accident insurance that comes with a credit card flight purchase, which only covers you while on board public transport (like a plane), Taiwan Life's e-Trip Travel Accident Insurance covers you for your entire time abroad. If a traveller unfortunately suffers accidental death or disability, their family receives a payout, freeing loved ones from financial burden.

Protection 2: coverage for sudden illness overseas

Falling ill or getting injured abroad usually means expensive hospital bills. Taiwan Life's e-Trip Travel Accident Insurance can be paired with the new e-Care Overseas Sudden Illness Medical Health Insurance rider, covering hospitalization, outpatient, and emergency medical costs abroad. While most insurers cap emergency medical payouts at 1% of the coverage amount per visit, Taiwan Life offers up to 10%, giving travellers extra peace of mind.
For countries with higher medical costs, the payout cap is raised even further — 300% of the standard limit for the US and Canada, and 150% for Europe, New Zealand, Australia, Japan, and Korea — automatically boosting your coverage so a trip abroad doesn't turn into a financial disaster if you get sick or hurt.

Protection 3: 24-hour overseas emergency assistance

Taiwan Life also offers a range of overseas emergency assistance services, including recommending medical facilities abroad, booking appointments with local doctors, and arranging emergency medical evacuation back home, with assistance coverage up to US$30,000. Travellers insured with Taiwan Life's travel accident insurance can call the emergency assistance hotline any time, day or night, even in an unfamiliar place, so help is always within reach.

Protection 4: add children under 7 to your online policy

Taiwan Life's online travel accident insurance covers ages 18-80, and you can also add children under age 7 to your policy, covering the whole family's insurance needs for a trip together in one go.

Recommended plan — Taiwan Life e-Trip Travel Accident Insurance (Overseas)

NT$10 million full death benefit + NT$1 million medical coverage 5-day trip 7-day trip 9-day trip
Premium NT$781 NT$901 NT$966
Accidental death/disability NT$10 million
Injury medical NT$1 million
Sudden illness abroad NT$1 million
Ages under 7 can be insured online for NT$100,000-690,000 5-day trip 7-day trip 9-day trip
Premium NT$51 NT$56 NT$65
Accidental death/disability NT$690,000
Injury medical NT$60,000
Sudden illness abroad NT$60,000

Taiwan Life's online travel accident insurance promotion

Promo period: 2025/9/1–2025/10/31, for new members whose insurance premium reaches NT$500 (inclusive) or more
Enter a draw for AirPods Max, an iPad Air 11" 128GB, or a RIMOWA carry-on worth NT$48,000 (1 winner each)
Register as a member and complete your online policy within 7 days for an extra chance to win an NT$15,000 travel credit!

(For full promo details, see the Taiwan Life online insurance promo page)

Taiwan Life offers top-tier, cost-effective travel accident insurance, making it the best choice for your trip abroad.

Get insured now

What does Taiwan Life's online travel accident insurance cover?

Coverage Claim details Taiwan Life's coverage amount
Accidental death benefit Payout = 100% of coverage amount NT$1 million-11 million (up to NT$9 million for new policyholders)
Accidental disability benefit Payout = 5%-100% of coverage amount N/A
Injury medical rider Actual medical costs exceeding what National Health Insurance covers; total payout for a single injury capped at the injury medical coverage amount NT$100,000-1,100,000 (fixed at NT$1,500,000 for the Schengen area)
Sudden illness overseas rider Hospitalization medical benefit (100% limit) / Outpatient medical benefit (0.5% limit per day) / Emergency medical benefit (10% limit per visit) NT$100,000-1,100,000 (fixed at NT$1,000,000 for the Schengen area)